LIMITED-TIME OFFER ENDS JANUARY 4, 2027

EARN 7,500

BONUS POINTS¹

after first purchase with the ATWOODS Rewards Mastercard®

Apply Now

Must apply here for this offer. Offers vary elsewhere.*

Summary of Credit Terms
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Already a Cardmember? Manage Your Account

Put Every Dollar to Work

Earn Points per $1 Spent on Everyday Purchases

3X
Points

on ATWOODS
purchases1

2X
Points

on Gas & Grocery
purchases1

1X
Point

spent everywhere
else1

No Annual Fee2  |  Exclusive Cardmember Promotions  |  Use Today at Checkout if Instantly Approved

Apply Now

Must apply here for this offer.
Offers vary elsewhere.*

Summary of Credit Terms

CONNECTED AND SECURE.

24/7 Online Account Management

View transactions and statements, check balances, make payments, and set up account alerts

Zero Liability3

for unauthorized transactions

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How can I apply for the Atwoods Rewards Mastercard?

Apply now online or by visiting any Atwoods retail location. 

How do I earn my bonus points?

New cardmembers earn bonus points after their first purchase when approved online for the ATWOODS Rewards Mastercard. See the Rewards Terms and Conditions for details on point earning, redemption, expiration and forfeiture.¹

How do I earn points with the Atwoods Rewards Mastercard?

Cardmembers earn 3 points per $1 spent on Atwoods purchases, 2 points per $1 spent on gas and grocery purchases, and 1 point per $1 spent everywhere else.¹ 

Do my points expire?

See the Rewards Terms and Conditions for details on point earning, redemption, expiration and forfeiture.¹ 

How do I view my point balance?

Cardmembers can check their points balance anytime at card.fnbo.com or on their monthly statement. 

How do I redeem my points?

Cardholders automatically receive a $25 ATWOODS gift card for every 2,500 points earned with the ATWOODS Rewards Mastercard.¹ The gift card is mailed directly to the mailing address on file. 

Is there an annual fee?²

No, there is no annual fee.² For additional information about Annual Percentage Rates (APRs), fees, and other costs, see the Summary of Credit Terms. 

How do I enroll online with FNBO?

View card.fnbo.com and select Enroll Online. 

Who issues the Atwoods Rewards Mastercard?

First National Bank of Omaha (FNBO®) is the issuer of the Atwoods Rewards Mastercard. 

Apply Now

Must apply here for this offer.
Offers vary elsewhere.*

Summary of Credit Terms

*Offers may vary depending on where you apply, for example, online or in person. To take advantage of this offer, apply now directly through this advertisement.

Review Offer details before you apply.

1See the Rewards Terms and Conditions for details, including earning, redemption, expiration, and forfeiture (subject to applicable law).

2For additional information about Annual Percentage Rates (APRs), fees, and other costs, see the Summary of Credit Terms.

3Certain terms and restrictions apply. See Mastercard.com/zeroliability for further terms and conditions.

Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circle design is a trademark of Mastercard International Incorporated.